Enterprise-Grade Installments Engine

Elevate Your Sales.
Streamline Credit Flows.

Credit Flow is the definitive point of sale & ledger system designed to simplify complex credit, installments, and supplier payments for modern retail networks.

Merchant Login

Designed for Frictionless Growth

Ditch spreadsheets and manual registers. Credit Flow automates installment tracking, schedules, collections, and synchronization behind a premium, easy-to-use interface.

Automated Installments

Define custom plans with markups, down payments, and tenure. Generating legally-binding customer agreements and print invoices instantly.

Bidirectional Sync

Seamless offline-desktop execution utilizing SQLite, automatically pushing sales and financial transactions to the Laravel secure cloud when connected.

Multi-Branch Control

Govern multiple retail locations, assign staff permissions dynamically, distribute inventories, and monitor cumulative cashflows from one central hub.

Advanced Accounting

Maintain real-time financial double-entry ledgers, expense tracking, supplier payment balances, investor capital ratios, and monthly profit margins.

Customer Portal

Empower end-buyers with secure access to view pending balances, pay installments, review signed agreements, and print invoices autonomously.

Bank-Grade Security

All synchronizations, backups, and critical reports are secured using end-to-end 256-bit SSL encryptions and multi-tenant isolation protocols.

Transparent plans for all sizes

Select a licensing package tailored for your retail scale. All merchant packages feature secure hosting and updates.

Cash Basic

cash plan
PKR 2,500
for 1 month validity
  • Single Branch Setup
  • Investment Ledger System
  • Automated Cloud Backups
  • Standard sales reports
  • Offline desktop client license

Installment Basic

installment plan
PKR 2,500
for 1 month validity
  • Single Branch Setup
  • Investment Ledger System
  • Automated Cloud Backups
  • Standard sales reports
  • Offline desktop client license